Multi-State Credit Union Emergency Help Loan
  • MULTI-STATES CREDIT UNION

    Emergency Help Loan
  • A $20 Application Fee must be paid at the time the application is submitted. Loans will be based on income and length of employment and will be a minimum of $200 and no more than $500. Repayment terms will not exceed 120 days. Please submit the following items with your application: 1. Current pay stub 2. A current utility bill, insurance bill, credit card or mortgage statement with an address that matches the address on file.

    In order to qualify for an EHL you must: 1. Be at least 18 years of age and have at least $1,000 monthly net income 2. Be a credit union member for at least 30 days and in good standing 3. You must have a direct deposit established that is equal to or greater than the payment amount with the credit union 4. Applicant cannot be in bankruptcy and cannot have caused a loss to the credit union 5. Be employed with current employer for at least one year

    1. EHL Application fee is not refundable 2. EHL loans must be paid in full before making a second request 3. Funds must be deposited into the member's Multi-States Credit Union account 4. Repayment term is determined by amount borrowed: a. $200-$299 - repayment term is 2 months b. $300-$500 - repayment term is 4 months

  • Format: (000) 000-0000.
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